加拿大assignment代写:黄金消费年
Keywords:加拿大assignment代写:黄金消费年
历史上人数最多的几代人之一正步入黄金消费年。作为一种精通技术的文化,千禧一代正在寻求重塑经济,将他们独特的金融经历融入到他们花钱的方式中。然而,经历过2008年经济大衰退的千禧一代,却被经济不稳定带来的意想不到的障碍所困扰。由于在金融成长过程中遇到的困难,他们对金融机构表现出极大的不信任,并且是第一代积累了过多学生贷款债务的人。因此,千禧一代以养成节俭的消费习惯为荣,他们每个月都会把钱存进自己的储蓄账户。然而,千禧一代也深受他们通过社交媒体平台与同龄人关系的影响。自我表现理论可以用来解释为什么社交媒体会影响千禧一代,因为接受社会接纳的欲望驱动着千禧一代的行为。统计数据已经证明,当社交充分性的物理标志通过“like”、“favorites”、“retwets”或“share”等方式表现出来时,千禧一代会有更强的社会认同感。千禧一代还强调体验现场活动,而不是物质上的东西,他们解释说,通过社交媒体分享这些活动更令人愉快。研究还表明,千禧一代从“赞”、“最爱”或“转发”中获得的正面强化,在他们的理财决策中起着重要作用。因此,可以认为千禧一代通过社交媒体追求的关系对千禧一代的消费产生了负面影响,因为他们的新闻推送中的照片和帖子鼓励了不计后果的消费,严重依赖于仅通过增加债务积累而获得的资金。
加拿大assignment代写:黄金消费年
One of the largest generations in history is moving into its prime spending years. The Millennial generation, as a technologically savvy culture, is looking to reshape the economy, taking their unique financial experiences into the way they look to spend their money. Having lived through the 2008 Great Recession, however, Millennials are haunted by the unexpected obstacles an inconsistent economy poses. They exhibit immense distrust with financial institutions due to struggles during their financial upbringing, and are the first generation to have accumulated excessive amounts of student loan debt. Therefore, the Millennial generation takes pride in practicing frugal spending habits, making sure to put money into their savings account each month. However, Millennials are also heavily influenced by their relationship with their peers via social media platforms. The self-presentation theory can be used to explain why social media influences millennials, as the desire to receive social acceptance drives millennial behaviors. As statistical evidence has proven, Millennials feel a heightened sense of social acceptance when physical symbols of social adequacy are shown through “like,” “favorites,” “retweets,” or “share.” Millennials also place an emphasis on experiencing live events rather than material items, explaining that these events are more enjoyable when shared through social media. Studies have also shown that the positive reinforcement Millennials receive from “likes,” “favorites,” or “retweets,” weighs heavily into their monetary decision making. Therefore, the argument can be made that the relationships Millennials pursue through social media negatively influences millennial spending as photos and posts on their newsfeed encourage reckless spending, relying heavily on funds received only through their increased debt accumulation.